ZULFARIANSYAH, M. Analysis of QRIS Implementation in Increasing Digital Payments in Samarinda, East Kalimantan. SAINTEKBU, [S. l.], v. 16, n. 01, p. 34–39, 2024. Disponível em: https://ejournal.unwaha.ac.id/index.php/saintek/article/view/3640. Acesso em: 5 dec. 2025.