Izdihar: Jurnal Ekonomi Syariah

OPTIMALISASI RETURN SKEMA INTRADAY TRADING SAHAM SYARIAH INDONESIA MELALUI PEMILIHAN HARI DAGANG

Siti Azizah — Tue, 04 Apr 2023 00:00:00 +0000

Traders on the stock exchange under any circumstances try to minimize risk and maximize returns, including when the stock market is affected by Covid-19. At that time the Indonesian stock market experienced an extreme decline in stock prices in general. It happened gradually until it formed a downtrend over a fairly long period. Investors and active traders bear the loss of this condition. Wait and see until the downtrend ends is not always a solution. This study provides input for traders by observing in more detail the fluctuations that occur in the daily period which is referred to as the intraday scheme. Assuming whether there are certain days with a more positive tendency for returns than other days. The research was conducted using quantitative methods with a non-experimental approach with descriptive statistical data processing techniques. The results of observations on the 2017-2022 Indonesian Sharia Stock Index (ISSI) data show that Friday is the day that has the most tendency for prices to rise, the biggest returns, and the highest performance index (based on the Sharpe and Treynor Index) than other days.

Keywords: return, Covid-19, intraday trading

PRODUK PEMIKIRAN EKONOMI ISLAM DI BIDANG INFAQ DAN SADAQAH SEBAGAI ALTERNATIF PENGENTASAN KEMISKINAN (STUDI MUI DAN PERUNDANG-UNDANGAN DI INDONESIA)

Riky Soleman, Aulia Lestari — Tue, 04 Apr 2023 00:00:00 +0000

ABSTRACT

The research method used in this research is library research (Case Study) analyzing from books or various studies that have been done before. The results of this study are that in the view of Islamic economics there are several factors that influence poverty levels such as the distribution of zakat, infaq, and alms funds. Islam obliges to issue zakat, which functions as a coercion for someone to make his wealth always productive or always rotating. Fatwa of the Indonesian Ulema Council (MUI) Number: 23 of 2020 concerning the use of Zakat, Infaq, and Sadaqah assets to deal with the Covid-19 Outbreak and its impacts. That for this reason the Indonesian Ulema Council deems it necessary to stipulate a Fatwa regarding the utilization of zakat, infaq, and shadaqah assets for the prevention of the COVID-19 outbreak and the outline as a guideline. In a normative view, both MUI laws along with being strengthened by the arguments of the Koran, infaq and shadakah are Islamic laws that must be implemented, but basically they are not, but their implementation is provisions of Islamic law (Sunnah). It is time for us to make significant breakthroughs on the issue of maliyah worship, this worship is worship related to property so that it indicates more usefulness.

Keywords: Infaq, Sadaqah, MUI

ABSTRAK

Metode penelitian yang digunakan dalam penelitian ini yaitu studi kepustakaan (Case Study) menganalisis dari buku ataupun berbagai penelitian yag telah dilakukan sebelumnya. Hasil penelitian ini adalah dalam pandangan ekonomi Islam terdapat beberapa faktor yang mempengaruhi tingkat kemiskinan seperti penyaluran dana zakat, infaq, dan sedekah. Agama Islam mewajibkan untuk mengeluarkan zakat, yang berfungsi sebagai memaksa seseorang untuk menjadikan hartanya agar senantiasa produktif atau selalu berputar. Fatwa Majelis Ulama Indonesia (MUI) Nomor: 23 Tahun 2020 tentang pemanfaatan harta Zakat, Infak, dan Shadaqah untuk penanggulangan Wabah Covid-19 dan dampaknya. Bahwa untuk itu Majelis Ulama Indonesia memandang perlu menetapkan Fatwa tentang pemanfaatan harta zakat, infak, dan shadaqah untuk penanggulangan wabah COVID-19 dan dampaknya sebagai pedoman. Dalam pandangan normatif baik MUI undang-undang beserta diperkuat dengan dalil-dalil alquran, infaq dan shadakah merupakah hukum Islam yang harus dilaksanakan namun pada dasarnya tidak mewajibkan akan tetapi pelaksaannya merupakan ketentuan dari syariat Islam (Sunnah). Sudah saatnya kita melakukan trobosan-trobosan yang signifikan terhadap persoalan ibadah maliyah, ibadah ini merupakan ibadah yang berkaitan dengan harta agar terindikasinya lebih berguna.

Kata Kunci: Infaq, Shadaqah, MUI

ANALISIS FIQH ISLAM TERHADAP TRANSAKSI JUAL BELI YANG DILARANG

Wed, 05 Apr 2023 00:00:00 +0000

Muamalah transactions in Islam can develop along with the progress of the times. However, transactions must be carried out while still referring to the propositions or rules that exist in Islamic teachings. Each transaction will have different legal impacts. This is by the contract used in the transaction when it takes place because the contract can be categorized as valid, fasid, or vanity. This article aims to discuss the analysis of Islamic fiqh related to muamalah buying and selling transactions which are prohibited in Islam. The research method used is a type of literature with an interpretive approach to the opinions of the fiqh madhhab scholars. The research data were taken from the results of reference searches sourced from the library, in the form of books, articles, and other scientific works. Furthermore, the data were analyzed with descriptive analytics. The results of the study show that transactions in muamalah sales and purchases that are prohibited can be categorized into three types. Namely, (1) transactions are prohibited because of expertise, (2) transactions are prohibited because they violate the principles of not being unjust and not being wronged and (3) transactions are prohibited because sighat is used.

ANALISIS PENYELEWENGAN DANA ZISWAF DI MASA PANDEMI COVID 19

Wed, 05 Apr 2023 00:00:00 +0000

ABSTRAK

Zakat, infaq, waqaf, dan shadaqah merupakan sumber dana potensial yang bisa dimanfaatkan guna mewujudkan kesejahteraan rakyat negara kita. Penelitian ini digunakan untuk mengetahui pelaksanaan ziswaf

melibatkan kegiatan yang berkaitan dengan pengelolaan, pengembangan, dan antisipasi penyelewengan ziswaf. Penelitian ini menggunakan metode kualitatif, dimana terdapat managemen pengelolaan dan solusi mengatasi penyelewengan ziswaf. Jika pendistribusian dana di bidang ziswaf mengalami penyelewengan maka berdampak cukup signifikan terhadap negara terutama masyarakat miskin. Karena dana ziswaf tersebut besar ataupun kecil sangat bermanfaat bagi mereka.

Keywords: Ziswaf, Strategi Analisis, Penelitian.

PENERAPAN ISLAMIC ATTRIBUTE HOTEL BERBASIS SYARIAH GREEN RED JOMBANG

Naily El Muna, Muhammad Zaim Dzulkarnain — Wed, 05 Apr 2023 00:00:00 +0000

ABSTRAK

Hotel syariah saat ini memang tengah menjadi trend baru dalam bisnis akomodasi dan perhotelan di Indonesia. Cerahnya bisnis hotel syariah ini turut ditopang oleh besarnya pasar konsumen muslim khususnya disektor pariwisata baik di dalam maupun luar negeri. Green Red Jombang merupakan salah satu bisnis yang bergerak di unia pariwisata perhotelan. Green Red Kabupaten Jombang berupaya untuk meningkatkan omzet pemasaran engan cara menerapkan strategi bauran pemasaran melalui wisatawan. Metode penelitian yang digunakan adalah deskriptif kualitatif dengan penelitian dilapangan. Hasil penelitian menunjukan bahwa penerapan strategi bauran pemasaran dalam meningkatkan omzet penjualan pada Green Red Kabupaten Jombang meliputi:1. mengelola meia sosial, 2. merawat jaringan internet, 3. memahami tentang pemasaran.

Kata kunci: Islamic attribut, hotel, dan syariah

ABSTRACT

Sharia hotels are currently becoming a new trend in the accommodation and hospitality business in Indonesia. The bright sharia hotel business is also supported by the large Muslim consumer market, especially in the tourism sector both at home and abroad. Green Red Jombang is one of the businesses engaged in the world of hospitality tourism. Green Red Jombang Regency seeks to increase marketing turnover by implementing a marketing mix strategy through tourists. The research method used is descriptive qualitative with field research. The results of the study show that the application of the marketing mix strategy in increasing sales turnover at Green Red Jombang Regency includes: 1. managing social media, 2. maintaining internet networks, 3. understanding online marketing (digital marketing).online(digital marketing).

Keywords: Islamic atribut, hotel, and sharia

IMPLEMENTASI PEMBIAYAAN UMKM TERHADAP MANAJEMEN RISIKO PADA MASA PANDEMI : KAJIAN LITERATUR

Ratna Sri Rahayu, Ashlihah — Wed, 05 Apr 2023 00:00:00 +0000

ABSTRACT

This study aims to determine MSME financing for risk management during a pandemic. The method used in this study is the Literary Method. MSME financing provides concessions to customers in making financing insurance loans. With the aim to help customers experience problems in installment loans. In this study, MSMB financing customers have problems due to force majeure or natural disasters due to the Covid-19 Pandemic. This pandemic has greatly affected the economic sector, MSMB are the most affected because people's activities are limited to leaving the house, which has resulted in the income of MSME entrepreneurs decreasing drastically. The implementation of MSMB financing affected by covid-19 and the risk management of carried out by MSMBis quite good, the process is fast, only waiting for ± 3 days, the submission process is easy and the policy is very helpful for MSMB customers who are affected by Covid-19.

Keywords: MSMB Financing, Risk Management, pandemic period

ABSTRAK

Penelitian ini bertujuan untuk mengetahui Pembiayaan UMKM terhadap manajemen risiko pada masa pandemi. Metode yang digunakan dalam penelitian ini adalah Metode Literatur. Pembiayaan UMKM memberikan kelonggaran kepada nasabah dalam melakukan kedit ansuransi pembiayaan. Dengan tujuannya untuk membantu nasabah mengalamii masalah dalam kredit angsuransi. Pada kajian ini melakukan mengenai nasabah pembiayaan UMKM bermasalaha kibat forcema jeure atau bencana alam karena Pandemi Covid-19. Pandemi ini sangat mempengaruh isektor ekonomi, UMKM menjadi yang paling terdampak karena aktivitas masyarakat yang dibatasi untuk keluar rumah, yang mengakibatkan pendapatan pengusaha UMKM menurun drastis. Implementasi pembiayaan UMKM terdampak Covid-19 dan manajemen resiko yang dilakukan oleh UMKM sudah cukup baik, proses pengerjaan cepat hanya menunggu ±3 hari, proses pengajuan mudah dan kebijakan tersebut sangat membantu nasabah UMKM yang terdampak covid-19.

Kata Kunci : Pembiayaan UMKM, Manajemen Risiko, Masa Pandemi

PENGARUH PENERAPAN MANAJEMEN RESIKO TERHADAP KINERJA PEGADAIAN SYARIAH

Wirda Eka Agustina, Bekti Widyaningsih — Wed, 05 Apr 2023 00:00:00 +0000

ABSTRACT

The application of risk management is very important in the survival of a business, because this risk management is an effort to minimize the possibility of losses and risk management is an effort to know, analyze and control risks in every company activity with the aim of obtaining greater effectiveness and efficiency. tall. Performance risk is an important effort that must be carried out by every risk company, including sharia pawnshops, as an effort to minimize the resulting losses. This study aims to determine operational risk management carried out in sharia pawnshops. The purpose of this study is to find out how risk management is implemented and what types of risks occur in sharia pawnshops in Indonesia. This type of research is field research using a qualitative approach. The results of this study indicate that operational risk is divided into two risks, namely risk to customers and to sharia pawnshops.

Keywords : risk management, performance, Islamic pawnshops

ABSTRAK

Penerapan manajemen risiko menjadi hal yang sangat penting dalam keberlangsungan hidup suatu usaha, karena manajemen risiko ini merupakan suatu usaha untuk meminimalisirkan kemungkinan terjadinya kerugian dan manjemen risiko merupakan suatu usaha mengetahui, menganalisis serta mengendalikan risiko dalam setiap kegiatan perusahaan dengan tujuan untuk memperoleh efektivitas dan efesiensi yang tinggi. Risiko Kinerja merupakan upaya penting yang harus dilakukan oleh setiap perusahaan termasuk pegadaian syariah, sebagai upaya meminimalisir kerugian akibat risiko yang terjadi. Penelitian ini bertujuan untuk mengetahui manajemen risiko operasional yang dilakukan di pergadaian syariah. Adapun tujuan dari penelitian ini adalah untuk mengetahui bagaimana penerapan manajemen risiko dan jenis risiko apasaja yang terjadi pada pegadaian syariah di Indonesia. Jenis penelitian ini adalah field research dengan menggunakan pendekatan kualitatif. Hasil penelitian ini menunjukan bahwa risiko operasional dibagi menjadi dua yaitu risiko ke nasabah dan risiko ke pegadaian syariah.

Kata kunci : Manajemen resiko, kinerja, pegadaian syariah